A home warranty is a home insurance protection plan that covers certain items for one year depending on what policy you order.
Most of the companies cover normal wear and tear items during the term of the contract. These items usually include, but are not limited to: Plumbing leaks/breaks in the water waste, vent, or gas lines within the perimeter of the main foundation of the home or garage. Some home warranties cover the water heater. The heating system is covered if it is the main source of heat. Also usually covered are the stove, range, built-in microwave, dishwashers, garbage disposals, etc.
They don’t cover items that have been abused, misused, or if they are missing parts. They also don’t cover pre-existing problems.
You can also upgrade your policy to include washer and dryers, refrigerators, air conditioners, limited roof repairs, pools and spas.
Post Specific Disclaimer: All home warranty policies are different. Please make sure you and/or your realtor have read over the warranty terms in their entirety before purchasing a home warranty. I, nor Team Tapper, hold any responsibility for the information provided in this article.